

And I kinda don’t want to know if complex passwords and low retries before an account gets locked out are enough.
I’ve created a custom cert that I verify within my nginx proxy using ssl_client_certificate and ssl_verify_client on. I got that cert on every device I use in the browser storage, additionally on a USB stick on my keychain in case I’m on a foreign or new machine. That is so much easier that bothering with passwords and the likes, and it’s infinitely more secure.

The “average user” shouldn’t selfhost anything. Might sound mean or like gatekeeping, but it’s the truth. It can be dangerous. There’s a reason why I hire an electrician to do my house installation even tho I theoretically know how to do it myself - because I’m not amazingly well versed in it and might burn down my house, or worse, burn down other peoples houses.
People who are serious about selfhosting need to learn how to do it. Halfassing it will only lead to it getting breached, integrated into a botnet and being a burden on the rest of humanity.