You can use Immich Public Proxy to share the albums without having to expose your Immich instance. You can use all the normal Immich options - password protected albums, and links that expire, etc

Put Aurora on it - an improved version of Kinoite.

https://getaurora.dev/

Why not Actual Budget, which is also self-hosted, open-source bucket budgeting based off YNAB, however it appears to be a lot more mature.

They also transparently run the project on Open Collective which I like: https://opencollective.com/actual